Runpilgrim.com, When making an insurance claim, then you need to know how to calculate insurance car cost or what is commonly called a premium. In Indonesia, there are still many people who are still confused about the right calculation of insurance car costs. Policies on this matter have been regulated by the Financial Services Authority (OJK) in official regulations No. 21 / SEOJK.05 / 2015.
Knowing these insurance calculations will allow you to prepare funds for this. You can also consider the advantages and disadvantages when joining insurance car. Therefore, before choosing insurance for the car, then enough information is needed. If you find it difficult to find insurance carcost , you can ask for help from the nearest insurance office.
Determination of Car Insurance Costs
Calculation of premium costs will be explained through an example. Before that, please note that TLO is insurance that is received when you lose a car or have car damage of 76%. Here’s how TLO insurance car costs:
All Risk Insurance provides services in the form of comprehensive maintenance of vehicle parts. Ranging from minor damage to the state of natural disasters. The calculation of the cost of the All risk insurance premium is generally more expensive than TLO.
If the insurance company applies a 2.5% premium, the car owner must pay ainsurance car cost of Rp. 5 million every year. This will make your vehicle more secure. You do not need to think about car service and car paint replacement.